I had a credit card through Citibank VISA that was passed off to a collection agency. I recently started to pay it off (through the CA) in September at $50/month...which they gladly accepted. Now I'm thinking I may have made a mistake after reading other information here about letting some accounts just fall off instead of paying them.
The deal is...the original creditor is not listed on my report any longer...must be because it's past 7 years old.



