I recently checked my credit report and i have collections on my credit report but it doesnt tell me the collection agency responsible for the debt. How do i find out where to pay these debts

During college i aquired a lot of debt, by getting credit cards i couldnt pay for. Now im in a situation where i have to buy my first car. When i checked my fico score through equifax i have 800 dollars of collections debt, and my score is 515. Which means high interest rates if i do qualify for a vehicle. Now i am trying to clear up my debt and get back on the right track.

yes I just got a upsetting phone call from a foreign man who says he is going to have me arrested and lose my job if I don't pay $700 to Fox Enterprises. I have an email from Fox saying that I am "Paid in Full" and I told him that and he said that an email did not matter. What do I do? Is this for real or do I just ignore this? I am thinking he is a joke and this is illegal in what he is doing. Can you please help??

Am I doing something wrong. I am replying to questions but no answer or does it just take awhile?

I have high balance and high interest crdit card debt. I cannot refinance my house for a consolidation loan. How can I consolidate my bills

Has anyone received a call from this number 18662465205

I filed on several pdl companies on the bbb and MTE continues to rebuttle the fact that I paid $500.00 on a $300.00 loan. They said they charged off the account and that they offered me a fair settlement of $300.00 to take care of the loan. I have rebuttled them each time and have requested it state PIF as well as refund me the $200.00 that they owe me. If i continue to fight them do u think they will give in and mark it PIF. These people are idiots.

Ok this is what my situation is. I filed for BK in August of 2004. The only thing that i am paying on through the BK is my car loan. The car is listed on EX, and EQ not TU. Some how last month the car came off EX. (not that i am complaining). I just checked my credit report and it is showing EQ is being 120 days late since March 07. Which is not true. I did a dispute with EQ, i am waiting on my results. I am so upset becasue the money comes right out of my paycheck. Do i need to call the BK trustee and ask them what is going on or should i wait until i get my results back from EQ?

Since I have not heard back from FBDelaware re: installment loan and my attempt to work with them, should I close my bank account and revoke the ACH prior to next scheduled ACH payment? My acct is currently overdrawn. thanks. :lol:

Do your payday loans have to be default before you can get help with them such as T&C?