What is a DV letter and what are debtccpoints?

I wanted to share with all of you the email I received from Payday Loan Yes. I guess as soon as I receive the collection notice I will be mailing the DV letter. Your account has been turned over to an agency. Any further questions or concerns for the account will be addressed by them. The number to call is 1 800 347 3981. Thank You

:?: I recieved a voicemail on my phone and it stated that I have a case number and they need to serve me with papers and left my address and all and a phone number to call them back? Does this sound right? Help!!!!!!!!!!!!

I have 4 payday loans and while I have not defaulted on any if I continue to pay on them I can't pay my rent, car payment,etc. They are debited out of my account and don't want them to be and want to try to settle otherwise. What step s can I take to stop the payments from coming out of my account.

I received a voicemail from someone who stated that I had a case number and needed me to give them a call back so they can serve me papers? Does this sound right?

My wife and I are in our early 40s and we are living pay check to pay check, despite the fact that we make a combined gross family income of $140,000. This is embarrassing to admit and we realize that we need to make some drastic lifestyle changes. A few years ago we took out a home equity line of credit, which we tapped into for some home improvements as well as to consolidate credit debt. The line of credit was also used as overdraft protection for our checking account, which was a big mistake.

Anyone have a good phone number for either Huskhawk Group and Landmark Express

Is it right that I have 3 bad checks and 2 phone bills on my report as installment accounts? They are listed as collections and they should be. My problem is they are also listed under installment accounts. How do they figure either type of account is an installment account? Help?

Can an original creditor leave on a voice mail that they are calling from "collections about my status"?

mine is 527 (because of a stupid debt consolidation company for 3 months) and his is over 800. We need a car loan for a small amount ($6 roughly) He will put it in his name. What happens if we tag my name onto is as secondary? Also, what happens if I'm listed as primary and he's secondary on the loan?