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I must close my bank

18 years 3 months ago
I must close my bank account due to pdl trouble.however,I have a cashcall payment due but I have nsf to cover this payment.If I close my account today can I be in more trouble than I already am? This would be the first missed payment to cash call but I dont want to get my self in any legal trouble.could this be considered fraud on my side of this issue?

 

5 Inspiring questions for the weekend

18 years 3 months ago
1. Am I happy at where I am today? It's an unfair question so let it be an answer! You love being a good and loving mom or dad to your kids, then take it up a notch! Your kids will love you forever. The same goes with everyday life! 2. Am I appealing to the opposite****? So maybe I don't have an answer to that, but that doesn't mean I can't try it, though.

 

I did it.

18 years 3 months ago
Well, I went through with it. I went to all the store front pdl's and told them I couldn't pay and began the process of setting up payments. Most of them were pretty understanding and reasonable. It could have been that I have been a PAYING, PAYING, PAYING customer for 2+ years. This is so freeing. I never believed I would ever be able to get out of this horrible cycle. In just 24 hours my stress level has gone down about 1000% Now I will work on the Legal (As I found out) internet pdl. Any suggestions? It is backed by the First Bank of Delaware.

 

age limit on cosigner

18 years 3 months ago
is there an age limit on a cosigner?my grandmother is 84 and she says she will cosign for me a loan

 

my husband has a 493

18 years 3 months ago
my husband has a 493 credit score, and me a 443, because earlier in the year i got a month behind on the mortgage for like 6 months straight. im wanting to get a debt consolidation loan to pay everything off and put it all in one note. my grandmother will co-sign and she has excellent credit but she is 84. do yall think there is a bank that will do that with her being her age? thanks for any help!!

 

Update on my pdls posted last week

18 years 3 months ago
So this is what they did to me.. I posted earlier in the week and here is what happened. I have 5 of these boogers... I sent them all ach revoke letters earlier in the week and put stop payment on them at the bank also stopped my direct deposit.

 

DC sent 2nd request even tho I sent validation...

18 years 3 months ago
What do I do if the DC sent a second mailing to me saying that I have made no attempt to contact them? I replied to them, disputing the original letter and obviously asked them to validate it.

 

Update

18 years 3 months ago
I know I havent been on lately, working 2 jobs will do that to you and I am on the hunt for a new full time job, but what I found kinda funny is that sometime while i was laying down trying to get rid of a migraine netcash usa called me wanting to know if I would reactivate my loan account with them.....Which almost sounds to me like they are getting desparate to try and get more business... Too bad I wasnt awake when they called that would have been an interesting phone conversation..Lol

 

Patelco

18 years 3 months ago
Does anyone with at least 1 chex entry have a checking and savings with Patelco? I applied last month, faxed the documentation need, was approved and got my checks and ATM card (no checkcard due to credit score) last week. I read in Jtel's post that they were relaxing their standards. I am looking for a replacement for my Netbank account since ING deems me unworthy of their business. :lol: Has anyone applied at Patelco, been approved, only to have the account closed later?

 

Portfolio recovery are they licensed in missouri

18 years 3 months ago
Keep saying they verfied. Said I recent made payment and I did'n reage debt. Turn it over to a lawyer. :evil: