There must be some people who have WAY to much time on their hands. Who would waste their time coming to a forum of people who are trying to help each other get out of debt and rag on them about "pay your bills debtor deadbeat scum" and all that crap. Personally I wonder if there is one or more collection agencies out there who pay their employees to come to forums known to educate consumers of their rights and try to demoralize the users as spreading this kind of knowledge is dangerous to the ones that habitually break the law as consumer ignorance is their ally.



After talking to my husband, he agrees with me that we do not want to use moneygram (unless forced to) and in no way am I going to give them my new account info, so that leaves money orders........but they will not give me a physical address to use.
This is ridiculous, I want to pay off (in payments) my loan to them, but how can I when they are being difficult.
How should I answer this? Can you give me some examples of what to say to these people?
Thank You