I am in a similar situation as the orginal poster. The difference being most of my loans a from online lending sites. I had been able to keep up with payment for a while but it has got the point of paying my actual living expenses or paying these loan companines.

I have legal payday loans that I need to get rid of. I tried to default on them but they were re-debited from my account successfully. I had some illegal loans and I sent the letters from this forum and they gave me a paid in full. Now I need to deal with the legal lenders here in Texas. Please give me some advice on letters, etc that I can send to get these cleared up as well. Thanks

What happens if you default on a payday loan if you live in Arkansas ( Bentonville ). I currently have two payday loans. One for $300.00 to Advance Me Today and the other is for $400.00 with United Cash Loans. I lost my job and be unable to make payments and had to close my bank account due to not having any income. So what will happen since I have defaulted?

Hi I found this forum while desparately googling for help and I hope that I can find some here or atleast solidarity and words of encouragment. This month my very last allowed deferment expires and I have to pay the monthly payment at the end of the month. I am doing my Masters in Germany and I called Salliemae to tell them about my situation and to find out what options I have.

I have tried and tried to find a reply button or something that would allow me to answer the thread questions, I registered for site and everything. No clue but here is the original thread link http://www.debtconsolidationcare.com/paydayloan/apparentlyisbeing-reportedonmycredit.html And in response, 1.

I have 10 payday loans was robbing peter to pay paul now I am at the point in my life where I can't keep just paying the fees I would like to consolidate them but I need to do it with someone I can trust. Please Help!

Hello, My name is Bob and I live on Ling Island in NY. I know PDL's are illegal in NY, but i needed the loan to pay my daughters college tuition. I have a loan with ZIP19, it was only for $300 and I have to repay $359.94. I missed the payment last week because of my stupidity. I called them and they could not undo the ACH transfer in time. Here is my question. They are willing to wave the 2 fees regarding the returned payment if I send them the money by Moneygram tomorrow. Is moneygram safe? I wanted to mail them a certified bank check but they said they could not accept it.

I am currently doing the student loan rehabilitation program through allied interstate. 9 payments are to be made but I was wondering if anyone knew if it's possible to make more than one payment a month so I could go back to school in 3 months instead of waiting 9 months

Can I get a list of licensed states that Asset Acceptance operates in?

Question: I have been unemployed for also four years, not because I do not want to work, but because I cannot find a job. I have a BA in Education, my MS in Social & Community Services and pursuing my PhD. I decided to gain more education in the 4 years I was unemployed. I was unable and still is unable to pay my bills, my house is in foreclosure and I am stressed. I received a letter from the Sheriff Office in my city from Asset talking about garnishing my wages which I do not have.