I've had a loan with payday ok since february 5 2007. Original Amount: $200 Amount Paid so far: $900! :shock: I have $199 left on the loan to pay. I refuse to pay anymore and I would like for them to give me a refund of the amount I've over paid. :evil: I'm in Florida and so far I know that rollovers in Florida are illegal and payday loans can't exceed 31 days. Can you guys help me figure out what I need to do to have payday ok mark my acct paid in full and refund my money? Thank you.

has anyone had help with their pay day loans through a debt relief ,and if u have who do u go through.

In Sept. it went to court to garnish my wages. Well I thought at least I can still get by. Now in Nov. my wages have not been garnished but my bank account has been froze. I am raising 3 grandchildren under the age of 4 on my income only. well the babies went to bed with water instead of milk, lot rent check will bounce, 3 diapers left, and now gas to get to work tommorrow. All my money was deposited today, and now I have not one penny. Is this legal? PLEASE HELP

I have two loans one with usfastcash which isnt that bad because it only comes out every two weeks, but i also have one with whistler holding and i dont have any information on them. I cant even get in touch with them if i was trying to pay them back. Can you please help me in getting them paid.

i live in pa and have loans through cashnet usa (500.00 due on 11.23.07) have paid about 400 in fees , eastside lenders 400.00 fee is 90.00, paydayok (300.00 fee is 60.00) payday yes, vc funding, payday one 450.00 fee is 90.00, paycheck today (350.00 fee is 60.00). Can i consolidate these loans. I really need help. I am so stressed and feel overwhelmed and embarassed. I thought i would be able to pay the loans back in full when they came due but my overtime was cut and now i am struggling to make my car, house, etc payments. please help. Thanks.

It went to court to garnish my wages, and I thought ok at least I can still somewhat get by. This was 2 months ago. Today after depositing everything, I found out my account was froze. Babies, all 3 went to bed with no milk, rent will bounce, no gas to go to work, is this legal to take every penny I have.

I was told if u close your account your checks bounce ,they can turn it over to the bad check department

Next month is going to be the worst month for those in debt and also collectors themselves. No one is happy to be making or receiving calls this month. Everyone understands that Christmas is a time for family and of course gifts. I will forever maintain that paying your bills, even old debts is something that should be done no matter how long it takes. It is a debt you created and just because you don't like that fact that it's in collections or has been sold doesn't stop it from being a debt you created.

I need help, and I don't know what to do. I have fallen behind on my bills so I took out several payday loans to help cover the cost of them, but the pdls are making it much worse (my bank account is now in the red by 800 dollars). My credit is shot due to a bankrupcy that i filed two years ago, so I cant get any kind of loan to help pay thing off. Every credit counsling person that I have talked to said that they can't put a pdl into a consolidation. What should I do I'm in a real bind and i'm stressed out over it. Any help would be great.

Hello all, I'm so happy to have stumbled upon such an informative site. And it's also so reassuring to see how kind and helpful everyone is. So I guess it's time to stop "researching" and just put it all out there! Here is the situation. My husband and I have 3 PayDay / Installment Loans. I'm not sure what they're considered at this point. We pay them off completely on payday and then reborrow a week or so later. We're so tired of this viscious cycle and need it to end. The interest is killing us. We will not be approved for a conventional loan and no family member or friend can help us.