I just received this notice from Transunion today. Apparently there have been some recent federal rulings / new case law that limits the scope under which a CA can pull your credit. I have always thought and posted that ANY collection was permissible purpose under FCRA for a CA to make a credit inquiry.

Can anybody give me the physical address for thinkcash? I tried calling for it, but of course they only give me the PO box address. thanks for your help.

hi i have a question maybe someone can help.i had a credit card from sears when i was 18 im now 42.i ran into some money problems back then.think last time i paid anything to them was back in 1995.now im getting some notice from a ncc collection agency says regarding nco/assignee of sears trying to collect this debt.first statue should be up i live in florida and it was written off in 1995.can they collect this debt and they say they are going to put on my credit report.i live in florida statue i believe is three years.they call all hours.i tried calling them and telling me this debt has been

I was wondering- I am in the process of cleaning up my credit reports. When a collection agency buys the debt and begins to report it to the bureaus, does the 7 years apply from the date of last activity of the original creditor, and it doesn't start over when the collection agency starts to report it? I have several entries on my credit reports that are from collection agencies, but I think that the 7 years are up if they cannot "start over" when they buy the debt. Thanks!

just received one of those recording from decorah,ia (563)382-4148 instructing someone from my number to call (800)936-4148. i don't know how to google telephone numbers so can anyone give me any info on who is trying to get in contact with us.

Since we are going to be cutting out of here early in the morning and won't be back until after Thanksgiving, I wanted to make sure that I wish each and everyone of you a very HAPPY and BLESSED Thanksgiving. We all need to remember that we are truly blessed, even in our hardest times. (guilty of not always remember that).

[size=18]hi, I was thinking about signing with campos chartered law firm to get rid of my credit card debt. I see that some you posted some things about them in May. It is now November, does anyone have any updated information to share with me. I am broke and don't need a scam right now. Thanks!

Hi all, I just came across this forum this afternoon, and after reading for what seems like half the day, I have decided that I should also post a request for advice. I live in Texas, and below is a list of my current pdls (all internet), but the biggest issue is that Cash Transfer Centers is scheduled to withdraw $1524 from my account tomorrow, and that is quite a hit.

Who and what is cer sts rec and what is a good contact number for them.

MCA or anyone out there - do you know if Arrowhead Credit Union in Southern California uses ChexSystems or what the criteria is to open a checking account? Any help on this would be greatly appreciated. Thanks.