I have neglected a negative item on my credit report because I was not sure how to address it. Back in 2000 (roughly), I owed about $350 for state income tax (New York). I was waiting to get some kind of statement, but I only received a copy of a judgement. My question is, shouldn't I have received something before a judgement? A summons or something? It was a long time ago, so I don't remember what, if anything, I received.
I don't know why I never addressed the issue before, but now that my negative debt is cleared/paid, I wonder if there is anything I can do about it.