I received a call a couple of days ago informing me that a civil suit was being brought against me for an overdrafted bank account in 2006. I had heard nothing about this debt until the phone call. When asked they said they purchased this debt on 9/21/12 and sent a letter to an address I've never lived at or been to. They sent it to my parents vacation home that they have only owned for 2 years. On top of that I received a phone call from my mom telling me that she gave them my phone number, because they told her about the civil suit. I've had the same phone number for over ten years.
A new collection appeared on my credit report from Northern Resolution Group. When I called them to find out what the account was I was told that it was for a pay day loan from Ace Cash Express from October 4, 2007 in the amount of $1054.
Although I have had pay day loans in the past, they are all cleared up. I called Ace and they looked up my social security number as well as the account number I was given by Northern. Neither number showed up in Ace's system - they confirmed that I was not a customer and did not owe them anything.
I had signed up with a debt settlement company for 3 months and due to the phone calls from creditors I cancelled with them. I am now in the process of playing catch up with all of my credit cards. So far I have Chase, Discover, Orchard Bank, and one of my Capital One cards completely caught up and I am making the regular payments on them.
My question is about the other cards, Household Bank is caught up but they have closed my card. If I keep making the payments to them will these payments how will they show up on my credit report?
:twisted:These asses are garnishing my wages from a car lease from 2006.... But, now i was fired on friday.. So where will they collect the money owed for the car? It was a lease turned it in.. The car sure was sold at auction now they want what's left to pay onf lease of ^,800
When one spouse applies for, and signs up for credit cards, and the other spouse does not apply, or sign, for the cards, can he/she be held liable for the cards he did not sign for, or use