I'm in roughly $11k of credit debt through two cards: A Visa with about $9k on it and a Discover with about $2k. I want to consolidate these debts into one payment so that I can stop the collection calls, bulk mail, etc. To be frank I'm not too worried about my credit score, I just want to get out of this debt so that I can begin my life anew. I've been researching how to do this and it appears that a debt consolidation loan would be my best option but I am worried as to who to get one with. Are the companies like E-Loan and Lending Tree viable options for such a course?