They just received my last payment for the settlement!!!!! NO More B&L!!!! :hug: :lol: :P :sun: Thank you everyone for your help!!! :hug:[size=7][/size]

I signed up with T&C in September and have been sending payments to them ever since. I have several payday loans and a few credit card companies with them. Things were finally starting to quiet down and it seemed like everyone was accepting payments. However, now the calls have started up again. The most recent from Instantcash 911 who said that they were going to do either a wage garnishment or assignment.

What happens to your credit when you pay a settled in full on a charged off account from 04/03.

I got a car repo'ed in '96, it rode my credit report for 7 years, then my report showed "written off by account holder." I haven't heard or seen anything on any of my credit reports in the last four years, now all of a sudden I get a letter saying that so-and-so purchased this account from so-and-so and I owe $14K! WTF? Can they collect or are they just fishing?

I have several payday loans that I couldn't keep up with the payments. I'm in Florida & they were all over the internet. My question is are these legal co because I know some in Fl are. here is my list * Payday-loan-yes (I think they bill under cashnet peels ?

Sorry for asking, but i am at work and cannot call them back... 1.800.613.6144

Well we are dealing with a collection agency with horrible collecting practices. We purchased a lap top and desk top computer from Dell Financial in Feb 2005 for 2000 with 0% finance charges which changed as soon as the purchase was complete as we did not qualify, I believe our finance charges are 29.9% now. So I paid them for 2 years towards taking care of this debt. Well in the spring of this year we ran into some financial problems, as my husband is the only one that works because we have 5 children at home.

I received a letter from EdFund regarding my defaulted student loan. In the letter it states what they can do (I.E., garnish wages, with hold tax refund, lawsuit, etc...). My question is, they are saying that they have programs, such as a "rehabilitation Program", which removes the loan from default status and may restore credit rating. They want me to call, but I'd rather send them a letter. Is there a template I should use or just free write it?

How do I get started, my husband and I owe about 50k in credit card debt. I have some payday loans.

Paypal- I had a runin with pay pal three years ago. I fell victim to a phising scam, I didn't have EBAY toolbar or any other verifier running, and I made a "paypal" purchase from a fake window. It didn't seem right at the time, but I was in an EBAY frenzy, so I didn't stop right then. After noticing a draw of $1000 on my paypal account, I franticly contacted paypal to flag my account, and stop this transaction before it was finalized.