Can credit card companies like mastercard and american express garnish your wages?

hi guys i have 2 claims on my credit report from "PORTFOLIO ACQUISITIONS" i cant find a contact number or even that the company exists. i would appreciate any input you may have.

So I took out a payday loan with paydayloan usa on the internet, I took out 300 dollars. I was advised of a 90 dollar serice fee that that would be taken from my checking account. Now the attendent on the phone I thought had said that they would loan me the 300 dollars then my next paycheck (next week) they would deduct 390.00. However after not having any issues I see that 2 months later they deducted 245 dollars, which cause other checks I had wrote to bounce!

I just received a phone call from RMS today, I recorded it, in the process I caught him on a few violations. 1. He didn't verify my identity before discussing details on the debt. 2. He didn't read the mini Miranda disclosure 3. When I requested validation he requested a "good faith" payment to send out the validation (he attempted to collect as a rebuttal for validation) 3a. When I reminded him that collection attempts were to cease once validation is requested he stated "this is not customer service, this is collections, and the collections will continue. 4.

I requested all my PDLs to only contact me via email. 500 FastCash and United Cash Loans call and call and call, they did not respond to my emails. Zip19 also falls into this category. Both 500Fast Cash and United Cash Loans have received a cease and desist letter via certified/rrr mail. Because Zip 19 had an foreign address I couldnt certify it or rrr send it, I forget which.

A Debt collector has emailed me. The email has my loan I d on it and say "This is attempt to collect a debt" did violate this law?

I have six payday loans in arizona out right now, due to medical care. Can anyone help me with these?

Or companies, that can help maybe negotiate the debt down a little or some of the late fees. I want to start repaying my debt again but I want them to give me the right balance above all, thanks

I currently have 11 payday loans outstanding and I can't afford the fees any longer. I got this money to pay to another company to get a $10,000 loan so I would be able to pay all these off. Well the other company is a scam and took $1800 from me. I am working with the FBI on that but they said that usually these companies are in Canada and hard to track down. After reading a lot of postings I have decided that I can no longer pay the fees or I am not going to be able to eat or have a home. My paychecks are gone every time I get paid.

In April of 2007 I took a loan out for $300 from Loan Point USA (claiming Utah law) . From April of 2007 to August 2007 the lender proceeded to take $90 out of my account. In September of 2007 I closed my account. After several times of telling these people not to debit my account $90, they still debit a closed account producing a negative balance and triggering NSF fees. So today I sent a letter that reads: Quote:

Dear Sir, Madam Please suspend all debits from account number on file.