Wow, I'm totally impressed by this community. After looking around at different financial/credit related boards all weekend, nothing really compares to the genuine support people seem to be offering up around here.
I haev lots more reading to do here to learn more, and would like to walk through the debt options offered through on this site, but will save that for later when I'm not at work and have access to my creditor info.
Anyway, I need some tips on dealing with a couple of creditors. While most of my accounts are current, two of them have just become past due.