Let me keep this very short. I took out six payday loans. It was a huge mistake. I live in Texas and would like to pay them all off, but need to do so in smaller amounts than what they are requesting! Also, how do I get them to stop adding the fees?

My name is Jon and I live in Las Vegas NV. My wife and I are in WAY over our heads in payday loan debt. I have been using the forums on your site to research the options we have in what seems like a hopeless situation. In one thread another person from NV was in the same boat as we are and the counseor provided htem with info regardin our state's laws regarding payday loans. Here is part: "The first thing you should do is ask the stores about a repayment plan.

Hi! I came across this Forum by accident earlier today and have found a wealth of information. Now I have a question. I have various debts totalling $2,440. I'm 21 years-old and was unemployed for most of the year. I now have make a decent wage where I can tackle my remaining bills and pay them off - but I don't know how to go about it.

would someone please tell me how and what is wordpress for my blog? I have no idea how to get started on it. thanks,

I just got off the phone with Academy Collections and they were very unfriendly and threatening. The guy was asking for my attorney's name (I don't have one) and because I couldn't pay the amount they were asking was trying to make me out to be a liar and said I was uncooperative and unwilling to work with them. I don't know what to do and am scarred. He wouldn't really tell me what they do next and wouldn't even give me a day or two to try and come up with some money to pay. Help!

I don't want to give anyone guidance or advice as I don't feel I'm qualified for that but I do want to share my experience so those in need may glean some strength and hope from it. I still have to pay off my payday loans, but I’m doing it on MY terms now – not theirs. It’s quite lengthy, but I want to make sure I cover all the bases. Here goes: For many months I was juggling 3 to 4 payday loans at any given time totaling anywhere from $800 to $1200. I had gotten storefront pdl's from Express Payroll Advance, CheckSmart, National Check Cashers and Cashland.

What are the legal laws for wage assignment in NH? How soon after a default on a loan can someone enact a wage assignment? Is there a timeline like 30 days etc.? I've been trying to find a website, but I'm not having much luck.

does anyone have any info on rapidcashforyou.com based in midvale, utah? im in pa trying to pay these people off and i cant get anything from them.

I have some issues and need someone who know's what there talking about to help, first of all I have a collection agency who is getting ready to start garnishing me, I've sent them a payment and they told me that they will sending it back as I didn't send enough money and they stated that they olny accept payment on a payment plan they are requesting that I fax over my pay check stubs which I do not feel comfortable doing, I have been garnished before by a different collection agency because I would not send them the same info does anyone know if I have any other options?

Hi there. I've been reading the forums for help, and can't seem to find quite what I'm looking for. I got a call from A.R.M. (apparently a "law office" about a payday loan I took in September of 2006 from Payday Online. They said I owed $550, due immediately, of course. The original loan was for $400. I've paid a total of $2040 (17 payments $120). However, those were "interest payments." You know the ones you pay that keep extending your loan? Anyway, Surely I've paid enough by now? I read on here that in some cases you can get a refund. Could I get one? If so, how?