I can't seem to find anywhere that states what a CA can legally charge as a fee, service charge, collection fee, etc.

I have asked this question before but have never really received or found an answer on a state or federal level. With with the horror stories I have been reading about Cash Call and their tactics I find it hard to believe that there are no laws to protect people against the wrath of original lenders. I emailed my State Attorney General this question. (Florida) I was of course ignored as usual.

I requested validation through Weltman Weinberg, & Reis of a debt that I allegedly owe to LVNV funding. The validation was received on 9/17/07 and they have yet to provide validation. Is there a certain timeline that they have to produce validation before they have to remove the negative tradelines from my CR?

All were gotten online and here we go: 1.Loanshoponline-Red Horse ventures ITSmanagement 300.00 2.Ameriloan.com 200.00 3. LoamPoint USA-Geneva Roth Ventures 200.00 4.cashnetUSA-Cashamericanet of texas 200.00 5.Totallending Inc. 200.00 6.oneclikcash 250.00 7.SandPoint Capitol,LLC P.O.Box636 Charleston,Nevis West Indies 200.00 8. CMG Group, LLC 200.00, turned over to United Pay Services, located at 4494 Southside Blvd., Jacksonville, Fl. 32216 Will get payments made before I lost the income and post later

Student loan has been garnishing my check for almost 2-3 years every week. But they are not updatinig my current balance on my credit report on amount owed. How can I get them to show that i am making payment every week so they can update my report

has anyone dealt with Magnum Cash Advance? I need to attempt to get a payment plan with these guys. I'm pretty sure they're legal so I need to work with them as much as they will allow. Also, how about BIG and Apple? I've heard they are illegal. I may need to close my account. I need help. I can't sleep at night.

i want to get financial help for my house.I will waite your positive respons.

I just received a notice fron Sunrise Credit Services stating that they were attempting to collect a debt that was previously owned by Quickestfastcash.com which apparently is MTE aka Rio Resources. In the notice it says: When you receives a collection notice... 1. Don't get angry..Your account came to us from someone who values your business. 2. Communicate with us... If you believe you don't owe this bill. 3. Let us help... Our people are experienced in credit and collections and are able to assist you if you let them. Then I read who bought the debt. First American Investments.

Ok i have been sucessful for a few paid off collections getting deleted off my credit report. I would email the CEO of the company after numerous of letter writing and no response. The CEO of the companies would email me back and have my account deleted off my credit report. Now Wachovia is a very very big organization. I have 2 accounts with them. One was in bankruptcy which will be removed in 2009. I also have a joint accout with my younger brother. He over drew the account 1600 and it went to charge off status. They offered me a settlement of half the amount which i paid in August.

Does anyone know if it is legal to record a conversation with a company if I am in PA and they are in California? How would I find out?