Hello friends, I'm a bit in a weird spot and can't sleep. Hope someone here can assist me with my query. In 2009, Citibank charged off my account; that debt has since been passed around to a few firms. Here is the letter I received from my county justice court in Texas: "ON THIS DATE, Plaintiff, Citibank, N.A.'s ("Plaintiff") Motion for Default Judgment against Defendant(s) [my full name] ("Defendant") was considered by the Court.

:DI hired a dedt consoilaed compay in 2006 to handle all my dedt. I made monthly payments and paid the dedt off on settlements. I like to know the best way to have removed from my credit report.

I recieved a similar call. This man claimed to he from the New York police dept and they were charges pending.against me for bank.fraud ,fcc ..US banking violations charges. etc. tuey told me if i did not pay by 10:30am they would contact law officials here in tx to come to my job arrest me...etc. tyen they told me that my social.security number would be taken my employer contacted and then i would be fired if I did not send them another 200.00 via green pak. I am trying to verify these ppl.with the NYPD among others. Can I sue them?

I just received a call from a debt collector harassing me, threatening me with jail time for a loan from a year and a half ago. I have received no mail, no information from these people until today. I explained that I was unemployed and could not make payment as large as 800 dollars. When I asked why I was just now being contacted they proceeded to tell me that they have my social security number and they have contacted my sister as well as my parents. This was not true.

I have been following this board since February. I closed my bank account, wrote and sent my letters, filed my complaints, and sent my letters to my hr person. In the beginning I was optimistic because I very easily had two lenders give me pif's, but all the others seemed to ignore my repeated emails. Now the collection scammers have started. In the beginning they called once a month but now it is getting to be weekly calls to my employer. Today a ms/mrs Romero called my job to verify things and never called my cell.

I just lost a summary judgement today in court to Capital One, who were represented by the dirtbags at Suttell and Hammer. I haven't made a payment on the account for almost 3 yrs. It is my understanding that the SOL begins after the last payment was received. How long can they try and collect on debt? I also was put on SSI earlier this year and I know that my benefits are protected....should I call the bank to make sure that if a garnishment is tried by S&H that the benefits are from disability? What tricks will S&H try to get debt paid? Any thoughts would be appreciated.

I have a 500.00 loan with plain green loans via the internet, I live in Texas. I have already paid back 416.00 of the original 500.00 loan. I called to try and get them to agree on a settlement amount, but all the offered me was my balance owed 645.00... Thats 1061.00 total for a 500.00 loan. I kept on trying to get them to take off most of the interest and make arrangements, but they would not! Also I have a online loan with cashnet for 750.00, i have already paid them back around 565.00, but they wont work with me either to arrange a settlement and stop any future interest incurred.

Hello, I have been following this forum for a few weeks when I found it...Now following the steps listed for dealing with these illegal payday lenders, I am still confused by what is next.. I have currently have 4 payday loans. Which after talking to the AG office, and the MA division of banks. They want me to file complaints with the both of them, as well as the FTC and the FBI. And I will do this. The AG wants me to send paperwork. The lenders are: JHS Marketing $250 Archway Holdings $350 Cutter Group $300 US Fastcash $450 I sent them my revocations letters on 9/30/2012 via email.

Can debt relief companies be trusted?

I received a message today form a Mr. Rosenberg with a CRS and associates he said he was a litigation coordinator for this company. And went to spouting off a long account number and saying they had no other choice but to take this matter to court for a setlement on an outstanding balance on a repossed car. This is the first I have heard of this or these people. Is this legit and can they take you to court for something like this and put you in jail?