In our case, the thinkcash loan actually has been a blessing. We needed to fill a month gap, and want to avoid the pdl trap. Not to say I like paying the fat interest on think-cash but still cheaper than a pdl and allowed me a bit of time. My issue is this. I am looking for a second loan. Why? I needed approximately 2500 to put myself into a safe zone for a couple week buffer before the next check, and it helped to pay some moving expenses we incurred unexpectedly. That said, ThinkCash only covered 1750 of what we needed.

Curious as to whether or not anyone else has gone through this. We went through a bankruptcy and were discharged almost two years ago. Have been straightening our information out on the credit bureaus. After the bk, though the debts are discharged, a lot of them don't add the line "discharged in bankruptcy" so just adding that line to most of my entries raised my credit score over 75 points total. What I found was, a GREAT deal of inaccuracy in my equifax as so far, I have not been able to correct it.

My husband and I have internet payday loans with Payday OK. We became severely financially strained and these loans only made things much worse! We closed our account and quit paying them in May/June of 2007. At first, I had numerous phone calls but just never answered them. Today, is the first time I have heard anything out of them in several months. We got letters from Fidelis Recovery Solutions saying we owed over $1,300 for each payday loan which were only for $500 originally! We have paid almost $300 in fees on one but not sure about the other but probably more. What should I do???

Can the original creditor negotiate with me after sending it to a credit agency? In order words, can you bypass the collection agencies and go back to the original creditor to offer 1/2 of amount due for settlement?

Finally I heard from LVNV Funding/Weltman,Weinberg &Reis.They are closing my account and will not contact me again.YEA........... :D my attorney is writing them a letter giving them the opportunity to pay me for all the violations,if they don't we are filing a law suit.... :lol: go to the webpage and find a consumer lawyer it will make all the difference in the world !!! don't fight these bottom feeders alone.........We can make them follow the law !!!!!! Good luck karen consumer attorney http://www.naca.net/ :D

Does anybody know if it is legal for a collection agency to take money out of my paycheck in Wisconsin?

If this was a real pub I would order a cold pint of Bass Ale on tap. Or Maybe a Mojito or a Grand Marguerita. It is still hot here so something tall and wet sounds good to me on a Friday after a long week of stress. What can I get you from the bar! After all it is 5 o'clock somewhere! My guess is Ang wants a Hurricane and Roxy doesn't care as long as its strong and I'm buying! Goudah doesn't hang around the Pub too much but if she shows up I will buy her one too!

I paid island national group money and now I am questioning the validity of the debt. Is there a way to recoup my money?

I am getting daily phone calls from a debit collection agency and I have told them they are calling the wrong person. My question is do they have to pay for all these long distance calls if I don't answer? If not, would it be wise to answer and immediately hang up so they get charged? In some way I want them to pay each time they call until they get tired of the charges. Thanks John

Can a customer get an extend on their loan until the next pay period.