I bought a car in Maryland in November 2000 and moved to Illinois in 2002 where it was repossessed. I have since then relocated to Virginia to work for the government and have a clearance. My period review has started and I have received a phone call and promissory note from the originial collector to pay off the remaining balance of my car which is $12k. Which State should I go by for the statue of limitations? IL, MD, or VA? By the way...the car was sold in IL.

Hi.. I have the following loans (all recently renewed) Cashnetusa- $500.. $87 fee Paydayok- $500. $50 fee Paydayselect- $500, $75 fee Check City- $540, $approx $90 fee I am sunk and I keep having to renew just to keep my bank account in the positive. I am planning on shutting it down after this next payday, once everything clears one last time. I live in the Nevada. I do not want to default on these loans, I need to work about a better plan but I feel I can't negotiate anything until I get rid of these fees and the auto payments.

I sent letters to the collection agencies who had some unpaid bills from my creditors. I received a response today from 1 collection agency with the amount I need to pay. My question is this ~ Since I sent "Pay for delete" letters, should I call them with the understanding that when I pay the amount, they will delete it from my credit report?? Thanks! :oops:

Has anyone ever heard of Greenlight funding group. the address i have is P.O.box 8736,Prairie Village,Ks 66808-0736. Are they legal or not?

How can i change my user id? i want to change it to a different name. do i do another profile or what?

Hey there.. Same boat as everyone else. Need to get a decent loan with substandard credit to consolidate some smaller debts in one. Ran across the Second Chance Financial Group website. It is listed under secondchancegrp dot com. Very slick looking page, enough to fool me anyway. So sent in my app. They pre-approved. Asked for social security, paystub, to be faxed. Did that unfortunately. Got the call. Approved for 10k, BUT, need that $1500 deposit to get started for "insurance".

I would like to know how to get a cease & desist form & if I can use it with the bill I have I did not make the bill but it was in my name.

I received a call from academy collections today. They have been trying to contact me and I did not get my mail becuase of my divorce situation. They gave me until 5:00 tomorrow to come up with 1100.00 or they sill send my case to the next level. The guy said the next step is legal. He told me to call my car company and my mortgage company and ask for extensions that they have to give it to me. Even if I do that, I do not get paid until 10/8. I told him that and they said just to get the extensions first and then he would see what they could do.

I entered 3 cards into a debt consolidation program. I didn't know that when I entered Citicard into the program, that my Sears card (which is through Citibank & WHICH I NEED TO KEEP OPEN), would be entered into it as well. I didn't ask them to do that, but I found out tonite that if you enter ONE Citibank account into the program, they enter ALL your citicard accounts into the program...as per Citibank's rules. Now I want to take Citicard out of the program RIGHT AWAY, but customer service went home. Proposals went out on 9/21 or 9/25. WHAT DO I DO??