I have a line of credit of $53,000 unsecured with BOA - I have been basically living from paycheck to paycheck for the last nine years since my divorce. I've been living off credit cards and borrowed time. I have accumulated about $40000 from other loans and savings - I just took out a home equity. I want to settle with them for the money I have but am terrified at this point.

Hello everyone i am new to this place. I have sum confusion regarding chapter 7 bankruptcy. I mean can anybody who is in monetary stress can file it or are there some criteria for it

Can a collector such as LVNV or another similar to them, report on a debtor's credit report, at all three credit bureaus, IF they are not lisenced in the debtor's home state?

I learned of the pros and cons of credit cards in college, I was overjoyed of having plastic money on hand while away at school, but I mis-managed this and it all blew up in my face. Long story short: I have about 8k worth in credit card debt and haven't made a single payment in about 7 months. I need all the help I can get. Please help! What are my options? I think it should be wise to enlist the help of a credit consolidating service. Any good, honest ones out there? Any good stories? Recommendations please. Thanks.

i am opening a none profit org. and i would like to open a group home for adult with special needs. there are high demend for it today. how can i get a gov. grant??? THANKS NAOMI[color=DarkRed][/color]

I'd like to know how to find if the collection agency is licensed to collect the debt. I relocated one state to another...so, I'd like to know how much time I have... Thank you.

anyone deal w/ this firm

In the "My Debts" I do not see an entry for Gifts (Birthdays, Christmas, Anniversarys). So far I have figured $75.00 a month, it could be higher. In your entry's where would you put it.

Hi My name is Tanya and I live in Illinois, I basically want my paycheck back and to be cleared from the pdls. All internet companies: Paychecktoday $300 loan paid $270 All Credit Lenders $900 loan paid 933.70 will have paid $1333.72 after 10/1 they will deduct 3 payments I missed when account had negative balance. This company is located in Illinois, and also have wage assignment signed with this company. cashavance.net $300 loan paid $273 I would like to know how to get cleared with these companies.

As most of you have noticed, we have been receiving a HUGE number of spam messages lately. This happens from time to time, and is one of the hazards of having a message board site as we have. UPDATE....per our site Admin, Mike, Mods CAN delete entire threads without the members losing any points for posts made to that thread. Please do not respond to these posts - some of them are "job offers" (bogus) or simply empty posts, or have gibberish in them. Responding to them serves no purpose, as the "poster" is usually a bot - not even a real person.