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I am a newbie and need to start please help

18 years 5 months ago
Hello, I have done my budget now how does it work

 

Jena, LA... opening a can of worms here...

18 years 5 months ago
ok although i don't live close to this city or have never even heard of it til now... i'm so confused over the big deal over there! Our society is so policitally correct ... this young man beat and almost killed another student so why is this such an outrage? I really don't get it! And just now on tv they had his atty on, a real wiener! ;) They asked him so why is it ur client is still in jail (speaking of the young man, 18, who has 2 battery charges and was on probation at time of the fight) His atty's answer was because he wasn't released! WTH?!?! Dohhhhhhhhhh!

 

Can Credit Card Co go after spouse?

18 years 5 months ago
My wife is an authorized user on my credit cards, I am on disability Social Security and haven't been able to make my payments for several months. They are now calling my wife about the late payments even though the credit cards are in my name only. Can they try to get a judgement against her?

 

Sallie Mae private loan

18 years 5 months ago
I received a private loan through sallie mae in 2003 to attend a trade school. At that time I was looking forward to working in a new field. A year after that I became sick and discovered that I have MS. I am on permanent disability. I have written sallie mae several times requesting some assistance in reducing my monthly payment which has gone up to $217.00 this year. Since it is capitalized interest I am screwed..as the balance never seems to go down. My sister co-signed this student loan and therefore I do not want to stick her with this debt.

 

Filing Chapter 7 Pro Se

18 years 5 months ago
I just wanted to let people know that even with the new bankruptcy laws that it is not impossible to file pro se Chapter 7, or without a lawyer. Most lawyers will tell you that it is now too complicated for a normal person to do, but I just recently did all the paperwork for a friend of mine and she just got her discharge papers in the mail yesterday. BUT - I would only recommend filing on your own if you have no assets. Assets complicate things. Depending on your state certain assets can be exempt.

 

Advance America Leaving Oregon!

18 years 5 months ago
Advance America leaving Oregon

 

The dirt on me

18 years 5 months ago
I made some bad and stupid financial mistakes when I was younger. Granted I'm only 27, I know I can correct the mistakes and hopefully get a good credit score. I have no clue why it dawned on me to research online pdl's but once I started I found this site. I have found so much helpful information that I am taking on the pdl companies and other negative marks on my credit report on my own. I have read several success stories and I am bound and determined to succeed!! I am doing everything that you guys recommend and I know I will reap awesome benefits!!

 

Where is my credit card or my money back

18 years 5 months ago
Acc# never recive card and i paid it phone# please call me asap theres a mistake with my mail address also they send my bills to my parents house at .and my address is Personal info removed.Cajunbulldog

 

B back soon....

18 years 5 months ago
Hi everyone...sorry I haven't been around much...I hit a snag and have to take care of something that is taking a lot of my time...should be through by Monday...miss you all!!

 

Just wanted to say thanks...

18 years 5 months ago
Ever since I've come to this forum I've been given access to all types of informational material as well as the sound advice of a lot of nice people. I want to give my personal thanks to all those who help others on this forum, including the mod's who are so educated in matters both in regard to collections and consumer protection law. (Especially Law student, Ang, Golden Bast, and FYI) What you people do are very helpful to the people that come here for help. Thanks to all of you JCEMT