I have been looking for a settlement company for $69K in cc debt. I have talked to a couple of them that told me that I could be on a 5 year program and get my payment down where I need it to be. I just now got off the phone with one who tells me that three years is the max or I will end up in court anyway. She said if I can't do three years, I should just go talk to an attorney and file the Chapter 7. Can anyone offer any advice?

Hi there I had 500 pounds debt in the UK. I couldnt pay it in time and left to South Africa. My aunt has recieved a letter from a debt recovery agency addressed to me and sent it to my address. It had risen to 2400 pounds in literally 4 months. The letter threatens that they'll take my house. I don't know what to do as I can ill afford the new figure. And my aunt is receiving these lketters every 2nd week. I want to contact them to ask them to stop sending these letters to my aunt and perhaps negotiate to reduce the amount but I'm afraid that they will take my home. PLease help!!

Anyone heard of these folks? Used them? They have a very good rating with the BBB in Arizona. Still looking. I don't want to get taken.

1. When used by RESPONSIBLE HONEST ADULTS, payday loans are great source of quick cash to keep us out of a tight jam. 2. Collections companies that work for online payday lenders are aggressive. They will stop at nothing to get the money they are ENTITLED to. Do not expect to take the loan companies money and not expect them to come for it. I have NEVER had a loan company do ANYTHING that their contract does not outline. I have NEVER had a loan company deposit funds without me knowing I applied for a loan.

hey everybody, i just got a call from an attorney from a consumer rights place. they want to sue collections professional services on my behalf. they said from all the documents i sent them, and from the ca reporting to my credit without ever giving me debt validation, that i have a case against them. it almost sounds too good to be true. they said they have dealt with this before, and the agency does not like to risk going to court, so generally after the papers are filed, they call and offer an out of court settlement.

I have tried three times to get any kind of consultation. What more do I have to do? I have called the number and filled out the form twice.

Am I right that the ranking companies are consolidation companies only? I am looking for any feedback on a settlement company.

I didn't do my due diligence and signed up with DTS Financial. Now I find out they've gotten an "F" from the BBB and their membership was terminated. What's my next step? :oops:

Hi, I'm having to deal with a collection agency called Titan Group. I've posted several different messages ,before I knew it was Titan Group that was calling me, asking about the phone numbers that they've called from. You can read my previous posts at http://www.debtconsolidationcare.com/tweetygurl75/myposts.html The reason I'm posting now is to see if anyone has ever heard of them or had to deal with them. If you've been contacted by them how did you deal with it? What kind of information do you have about them?

We've suddenly started getting messages left on our answering machine from this company. Not that they identified themselves, I had to do some sleuthing to find out who they are. They claim we have a "personal matter" to resolve and need to call them by 7 pm tonight. I am 99.9% sure we have no outstanding debts anywhere so I am just ignoring the calls but it is bothersome none the less. Is ignoring them the right thing to do? They appear to be a legitimate business but why they are calling me is a mystery.