Ive been reading over this forum looking for advice and Ive noticed that alot of the people here are in alot more trouble then I am... =[ I was hoping I could get some advice more tailored to my life. Im not sure if I should sign out for the free call cuz Im not in any debt trouble... just annoyance really. I owe roughly $4500 between 4 credit cards and I would like to eliminate this from my life. Im not in default, im not being harassed or in collection... but it just seems that paying the most I can afford to pay them each month is not making a dent.

Hello. I am looking for some help and advice about dealing with 5 pdl that I have from internet sites. They are: 5-Nevis Marketing, ameriloan, 500fastcash, Emerald Marketing and Geneva Roth. I have closed my account at 5/3 bank today to prevent any further fees being taken out from these companies. I am hoping they do not reopen my account when these companies try to debit the account again. Also, does anyone have any advice about how to deal with these companies myself? I have contacted Langhorn Law and they are eager to help, but I think their fees are a little excessive.

i have a couple of payday loans one is throught gfs my check bounce becuase they were taking out 60-55 a week for the 225.00 i borrowed what can i do i don't have no money i have 4 loans and every week they take every penny i have all my other bills are past due and everything is getting turned off

Who is "ALLIED INTERSTE" and who do they represent. They call at ALL HOURS OF DAY, sometimes 3 to 4 times per day from 614-333-8406. They do not leave a message.

Could anyone tell me if the Fair Debt Collection Act applies to Probate? I am the Independent Executor of my husband's Estate. My husband had a fairly new vechicle which I ended up surrendering to the finance company in July. I sent the original creditor (the finance company)a Claim Notice in April. The sold the vehicle, but still came up with a BIG deficiency - much of it because they did not cancel any of the extra contracts --extended warranty's etc. though they had promised me they would.

So, i am young.. only 21. And i am in so much financial debt its awfull. My parents know nothing about it and i have nobody to help me or give me advice! I want to fix my credit and make payments on things but i dont know where to begin. I have past due balances and closed accounts that have been sent to collections. I even have bank accounts that went negative and i couldnt pay all the overdraft fees so they closed it. AHH. I am so overwhelmed and just need help! Please help refer me to someone or something!!!

Hello. First of all let me say I really appreciate all the help you have given me and everyone else that has posted here looking for a way out of the PDL circus. I reside in California and I have been juggling PDLs every payday for at least 2 1/2 years. I have not been able to bounce back financialing, and my credit has now suffered. I want to take back control of my money and especially my bank account. After reading through this forum for the past few days, I have contacted my bank and researched my states laws. I finally signed up because honestly, I don't think I have all the answers.

my daughter, who is mentally ill, now has collectors calling every day. Is it too late to try and consolidate? Is Bankrutpcy the only answer?

For anyone that has a loan in CA with CashCall, please contact Levy,Ram and Olson. They are pursuing a class action suit and are requesting information from anyone that has a loan with CashCallCAPONE and their experience with them. Flood their email with facts about these loan sharks and maybe something positive can be done, since the government (state and federal level) won't do anything about these predators and their outrages interest rates. I see they are up and running again with all their previous states so they must have gotten their "CALL FOR CASH".

I live in Kentucky, and I have 3 pdls outstanding at this point. 2 of them are with Checksmart, one in KY and the other in OH. The 3rd one is with netcashusa or cashnetusa and the principle on that one is $250 and I havent paid anything on it yet. I am trying to get them all taken care of and never do it again because I cant keep going with most of my paychecks each month eaten up by the fees on what I consider to be one of the stupidest moves I have ever made.