Hi. My friend defaulted on her checkngo installment loan this past Friday. She contacted checkngo today and spoke to someone in the collections dept. and was told that she needs to pay the defaulted amount by this Friday or the account will be turned over to third party collections for wage garnishment and reporting to the credit bureau. I know that her wages cannot be garnished because we live in S.C. (which is a non-garnishment state). Do you think that they are just trying to scare her into paying? It seems awfully soon for them to be turning it over to third party collections.

I have other posts out there about an account I am dealing with which was originally through Citibank. They recently served me with a summons...no court date...they just want an answer. I noticed my summons is from Superior Court. I thought Superior was only for felonies. When I called the court, I asked what had to be written on the summons, and asked why superior court, I thought that was only for felonies. The guy said "yes...anything over $10,000". My credit limit was $9,300. They are suing me for close to $17,000. So, is this a felony charge? It cannot be...can it?

hi, i have the address 4601 college blvd. suite200 shawnnee/ mission ks 66211 that is what langhorne gave me. if somebody is still with them check it out. also that is for ameriloan too.

Does anyone have a phone number for Webloans USA?

Has anyone ever heard of World Wide Cash. I need some contact info on them.

Well this weekend I decided to take a trip the beach.. drving through a few towns of South Carolina I noticed that on every corner, there was a payday loan store. EVERY CORNER. I mean literally. I was thinking what a difference in NC and SC and thinking how SC is a consumer friendly state.. .or used to be, how they could allow it... I mean in FL there is a bar and pawn shop it seems on every corner, but in SC... shoot a paydayloan store.oh and I did notice alot of Car Title Stores too.. like give your car title to these people for a 30 day loan..

Can anyone please offer some advice on how to handle these accounts. I've been juggling these accounts for a little over a year now and just cannot do it anymore. Currently have 6 open: Paydayok balance $350 Paydayone balance $350 Thinkcash balance $950 Cashone balance $500 Mycashnow balance $400 USA Payday balance $450 Thanks in advance for any assistance.

Over the years I have had several checking/savings accounts with different banks and credit unions. When I contacted SCAN they said I needed each bank name, routing & account number. I don't remember any of this information and according to the banks, they have "wiped" me from their records. Can't SCAN just run on my name & DL # since that is what is getting my check declined anyhow? Oh and does the same 7 year reporting apply to SCAN & Chexsystems? Should I only worry about accounts and/or check written within the last 7 years?

Some I haven't paid yet but I want to close the account and figure it out from there. I'm trying to figure out which are legal and can get me and which are not.

I had a bad call with Genesee Associates this morning. I believe they don't truly own the debt in question for the following reasons: 1. They do not show up on my credit report as owning the debt. 2. I have not received anything from them in writing (though they are claiming they did send a letter). 3. They refuse to give me an address I can write to them to request that the account be validated. 4.