basically about a year ago i was really stupid about mid semester and ran out of money and got a credit card with $2000 limit. it got sent or bought by creditors interchange. i m finally in a position to fix this so i decided to give them a call. apparently with fees my final cost on the card was around 3200. after talking on the phone with them for five minutes they said that $1825 would be enough to settle because everything after that was fees and interest which is true. they first asked for the money up front immediately and i explained to them that was not an option.


