i live in Minnesota where one of those states like pa and Louisiana that has a loop hole in the payday loan laws..which sucks big time.. can a ipdl sue you even though there license in another state?

Today forum I got an email from 500fastcash marking my account PIF and if I wanted to reloan with them in the future I could. How exciting! This all happened from learning from this forum. Thanks for all the support. You know who you all are.

I got a lovely letter from a company ACA Recovery regarding a loan with Cash Advance Net. Who is this? and the letter states that they follow fdcpa requirements 807 (11) and 809. This is going to be funny because all the internet payday loans that I have are not registered in the State of Florida. How does an illegal payday loan send customers to a collection /recovery company. The funnest part of this letter is printed from a word document, no company letter head. Oh well. This is a professional collection agency with no fax number no 800 number.

I took out a payday loan for $600 store front... then I paid $122 weekly for about 2 weeks, then i just couldnt do it anymore! I stopped paying, then the payday loan company started calling my job, my references. I had given one of my sisters as a reference, and to my surprise my sister had gone in the store and they showed her my application. She says she did this because the company kept on calling her all day numerous time telling her I owed money and needed to go in and pay. They only called me twice and all the other times called my references or my job. I need help!

I need to find out what state Midland marketing works out of. I just received a letter that my account was turned over to Churchill Resolution for collection- they are located in Newark DE. I took out a $300 loan on 5/10 and paid $540. Should I mail this company a letter.

I have written to a creditor on a medical bill which has turned into a judgment. The letter states that if they agree to the pmt arrangement, then they will take the judgement off. In reading, judgements can only reflect "paid as agreed". Can the original doctor's office request it to be off my credit report?

I want to start paying off all my old credit card debts but want to make sure the money is going to the right people. I've heard of people paying off some past due debts that don't seem to get paid off. What is the best way to find out who owns the account?

Does anyone have any info for this number? I'm thinking it's a telemarketing call, but I'm not sure.

Does anyone have an email address for E-Payday Loans besides service(at)e-payday-loans.com? Also, does anyone have an email address for Cash Tree besides info(at)cashtree.com? Thanks!!

Hi- My husband and I don't have good credit, we've made poor choices and racked up debt- all which we know and are willing and eager to tackle and pay off. However, over the last year 2 things have happened and been reported on our credit reports which are not our "fault" and I don't know if there is any way to fix these issues and take them off. 1st- We've moved 2 times since last Dec due to work. We had Direct TV and apparantly had a 2 year contract, though we didn't realize it.