Can Cash Call sue you for non payment? I'm so mad I go involved with them. Their interest rate is outrageous! I can not afford the payments at this time.

Hi, Few years ago, when i was in college, I maxed all my credit cards. I was broke and did not have any money to pay. All the accounts were charged off and referred to collection agencies. Now I have a good job and want to pay back all the loan. I know that paying back will not improve my score, but atleast I am hoping to get the negatives removed from my credit history. I will pay all the collection agents in another month or so.

Hi: I need some information if someone could help me. I've been offered a $5,000 with a monthly payment of 189.99/monthly. My credit is very bad with accounts that are on delinquency. I'm trying to get a loan to bring my accounts to a current balance. This company offering me the loan is called Enterprises Financial. The company is asking me for 700.00 to secure the loan with a lowest rate of 7%, which I find too low due to my credit condition. The lady assisting me told me that after I pay the 700.00 I don't have to pay anything else and the loan can be approved between 24 - 48 hrs.

That said Tennesee has the highest divorce rate and bankruptcy rate in the country. Wonder if that's because the state refuses to stand up to these IPDL lenders. I can see the connection...if they refuse to help people who get suckered by these companies...divorce and bankruptcy could be a likely result. Just a thought.

What a disaster I created by taking out these damn loans. US FastCash happened to squeeze $50.00 out of my account on 7-20 after I sent them notification to stop on 7-17. Since I copied my bank on this, they said I would get reimbursed. Great! This after they tried 5 times to get money. At $35.00 a pop, this really sucks. Ambassador Fund tried 7 times. I spoke with my bank and the rep said they can try as many times as they want. She said she can not close my account since I now have a -$596.00 balance. She was very nice, but she could not do anything. She switched me to the fraud dept.

So these animals have been trying to collect $480.00 on a $150.00 Loan. I made 2 payment arrangements BUT becuse of financial dificulty, I couldnt make the payments. I then contacted these animals and asked if i THEY could make me a settlement offer on Friday July 20th. They agreed and i sent a payment via Money Gram, payment was $75.00 towards the $250.00 settlement. They debited from my savings account, unauthorized $195.00 same day. So that made $270.00 on a $250.00 settlement.

Could anyone provide information for me on opening a bank account after a BK discharge in Washington State?

My husband and I have many unpaid payday loans that I would like to consolidate, we just have been in so much debt I cannot sleep a night. :oops: [/quote]

I have a good job just making the wrong decisions Can you help me with everyday finance

I have a large credit card debt. I have two cards that I make monthly minimum payments to but it is getting hard to make these payments. I usually end up having to use the one to live one after I make the payment. I have tried to get refinanced and get a home equity line and loan. I also tried a personal loan but I can't get enough to cover the debts. I don't know what else to do. I have a good credit score, but keep finding myself in more trouble. I don't know where to start and I want the least impact on my credit score.