I am in the payday loan trap (online) and I want to know if the companies I am Dealing with are illegal or not. How do you find that out?! Please help!

I opened a boa cc in 2007... they charged the account off and filed a profit and loss write off. Now fia sues me... i have no clue who they FIA is... the attorney does not send docs to prove i owe fia... i had to fill a discovery they sent me... now i have the summary judgment to respond to. I am on disability, was never notified of boa purchasing mbna and apparently fia was with mbna... apparently someone at boa or fia or... changed my original account number ...

I have been going back and forth with plain green loans for months, after finding out that their loans are not legal in NC, I followed all of the steps in your info, and advised them that since I have more than paid back the principle amount they loaned to me, I requested a pif. Today I received another email stating that they will settle for the principle of the current loan but will not credit the interest paid on the previous loan to cover the current loan.

Can anyone put up a revocation letter? I have no idea the format in which it should be in.

Please note Lance Tilman Smith???s contact information. Please discontinue sending payment requests to 200 Bluffcrest as he does not live here. His new home address is:DELETED PRIVATE INFORMATION His work address is: DETLETED PRIVATE INFORMATION Please make these necessary changes to your records.

I was threatened by a collection agency saying they will send out a warrant application if i dont pay for the bad check i wrote a few months back. I have a few family and friends that are in collections and they say its a scare tactic and also told that if im on any state assistance and unable to pay on the debt at this time and please dont call this number again there is nothing they can do. Is this true, and what can i expect from this?

Can anyone tell me if Cash In a Wink is an illegal lender for the state of NJ? Thats who I borrowed from and cashadvance america is the one who is harrassing me, threatening to place me in jail.

I borrowed from ace cash 1 year ago. I was going to pay but my father got I'll and passed away this march. So stressfully And financially I didn't have the money. I'm with an agreement to pay them and paid them two payments already. Now my bank card was stolen, I haven't received my new card yet and told them its being sent but there giving me a time limit to receive it! If I don't receive by the date they want with my new bank card info can they sue? Or must they wait because I've been making payments. I live in Cleveland Ohio not sure how the law works on that kind of scenario Please help

Hello, I have one payday loan opened and it is through cash in a wink. I did not pay any money towards the loan but the interest of $150 was debited out of my account on 9/28/12 as well as $75 from Hydra fund which I disputed because the $250 they placed into my acct was not authorized. I received a call from CashAdvanceAmerica stating that they were owners of over 85 payday loan companies and that they were going to have the FBI and state police at my job monday morning for none payment, even though cash in a wink sent me an email confirmation stating that my loan was renewed until 10/12/12.

Is a collection agency contacting you regarding a PDL? If so, there are a few things to consider. First of all, you need to figure out A) if the debt even exists and B) if it is legal/enforceable. Most legal payday lenders will come after you in another way before just selling the debt to an outside collector. That is why it is extremely important to remain weary when dealing with a collection agency claiming you owe money on a payday loan. Part A from above is the first question. I highly suggest you google the company name of the collector.