I am a single mom and I go to school full time and can only work part time. I feel that my debt is constantly holding me back from getting ahead. The bills are never ending and I can barely pay the minimums. I need help and a low interest rate. What are my options???

I'm having a difficult time tracking down addresses for the ipdl's I have loans with. Anyone that knows any of these addresses please PM me with them. I can't seem to find them quickly in the forum searches and I need to send them letters before my next payday. :( SonicCash.com MyPaydayLoan.com AeroAdvance.com CashCentral.com PaydayAvenue.com PayDayMax.com DiscountAdvances.com StarAdvance.com CashNetUSA.com OneStepCash.com Man am I in over my head. Will I ever get out of this mess?? :( :shock: :( :shock: :(

Someone come talk to me!!

What do you all think about this response from Purpose Loans of the complaint I filed with the BBB in regards to them, and do you think its legit? It is filed under Purpose Solutions LLC, in Atlanta GA, but they are suppose to be in Delaware. Is it the same place?

I emailed all my PDL's again today. I laid out what I borrowed - what I paid and asked for PIF or at the very least some communication. When I got home I had a friendly message from 500Fast wanting to talk about my email. Now all my emails stated in bold and underline that all communication was to be by email or US mail but I gave them the benefit of the doubt and called. It started out very friendly but then it went down hill fast. The email he was referring to was the one I had left on the website asking for an email or mailing address to communicate with.

I wrote the consumer div. of my AG's office...this is what I got today...I am a little confused as to what the means in reference to do I still have to pay them??? I wrote back and asked him to clarify the interest rate and roll over fees...any ideas??? This makes it sound like everything I learned is wrong?? Loans over the Internet to Indiana residents are enforceable in IN courts if they comply with IN law if they "solicited" you in Indiana.

I know that only certain things can appear on your credit report for a total of 7 years. I have always had a permanent address in Wichita, KS, but did live for a short time in Phoenix, AZ where I did a payday loan. They didn't used to have them in KS but do now in our area. I haven't heard from them for almost 5 years by mail and now got a phone call from ED what's his name's recorded message.

My husband and I got into a situation where we can't pay some of our credit cards...we want to repay everyone but with late payments and over the limit fees raising because of the late payments some of our cards reached a point where we aren't sure which way to go...we tried to make arrangement but the companies would not accept our payment as it wasn't high enough to meet what they requested.. I continued to pay low amounts but it's to the point where there is no hope..any thoughts/

I was just looking at my account on the my cash now web site. i originally borrowed 400 but i have paid 678.00 so far on that and still owe 200. My last payment was returned and i read here about sending a form letter but where and how do i write it.. please help me?? i have a few others and don;t know where to begin thank you!!

How much should I expect an apr if the interest rate is 6.12%, and aren't all mortgage loans built the same where there's one figure quoting the interest rate and the other quoting the APR.