Does anyone know if 1) in the state of IL if GFSI can continue to debit a finance charges on a loan that has been ongoing for over a year? I have not be able to pay back on one of my loans and they have been collecting a $35 fiance charge since Feb 2006 and will not allow me to workout a settlement to start paying them back a little at a time. And 2) can a loan company garnish my wages if I were to close the account and try an send them money a little at a time until the loan is paid off? I have a total of 4 loans and I have having a hard time paying them all back right away.

I filed a complaint with the BBB regarding Paychecktoday. They never responded. My paperwork states MTE Financial dba Paychecktoday. So, I filed a complaint against MTE Financial. They told the BBB that they had nothing to do with Paychecktoday. So, I faxed my loan agreement to the BBB and they faxed it to MTE. MTE responded that they had nothing to do with Paychecktoday and they will need to investigate why this company put MTE's name on their forms. They consider the matter closed. Please......... I will respond back to the BBB complaint. I want to get my words just right.

I have 4 payday loans and unfortunately I cannot afford to pay htem all back the lump sum that is owed. Do you know of any debt management compnaies that will allow my to consolidate all my loans and pay them back bi-weekly in an agreed payment schedule.

Hi, I'm new here. I've really gotten over my head with my payday loans and I need some help badly. I hate to close my bank account because I don't want them calling my references and bothering my family and friends. Any suggestions? Thank you so much! Pam

I do open a lot of credit cards and a lot of them the apr are so high and I do pay them every month even more than what the amount due, but still it kills me when I see the Interest.

THESE folks are harrasing me...I took out a loan for $200.00 with a $50.00 fee. They have deducted their fees every pay paeriod up until i closed my account due to another PDL company debitting me 7 time in one day, overdrafting me each time. All the same, they called me today to collect $550.00 from me. Double the amount i borrowed.

i got this email from the payday loan place formally mr cash and they are offering loans what should i do? i guess 1st credit is shut down can anyone verify this?

I requested a copy of my consumer report which list all of the loans that are in collections. However the amount on the report is different from the amount the collectors claim I owe. I live in Maryland where payday loans are prohibited,wouldn't I only be responsible for paying the amount on my consumer report? Some of these companies have gotten way more than I borrowed through finance fee's.Can someone please answer this ?

I have added some pages for Payday loan help, your sugestions are welcome.

• http://www.debtconsolidationcare.com/paydayloan/ - this will be the main portal page for PDL.
• http://www.debtconsolidationcare.com/paydayloan/help.html - One page help for PDls.
• http://www.debtconsolidationcare.com/paydayloan/laws.html - the laws on one page, need to make it better.

I am w

please help me on payday loans