I cancelled my bank account but before it was closed all the way (waiting for a couple of outstanding items), One Click Cash sent a dummy check through. I had a loan with them for $350 and the fee was $105. I already had sent them a certified letter telling them to stop all attempts at ACH, paper check conversion, calling references, etc. I stated the laws of Delaware and asked to be marked paid in full or at least work a payment arrangement for the remaining principle of the loan (seeing how they are not licensed in DE).