I figured out how to edit. I cannot figure out where to write for a payment. I didn't mean for this to be a post. This can be deleted but I don't know how.

i live in the state of louisiana. i have made arrangements to repay all of my ipdl's except for arrowhead investments. i received a phone call from someone who works for bass and associates, threatening to arrest me and put me in jail for writing worthless checks. it was an internet loan. i called arrowhead to see if i could make arrangements, they said they sent my acct to icollect. there is no one who answers the phone at icollect. so why is bass and associates hounding me. my balance according to arrowhead is four hundred eighty dollars on a three hundred dollar loan???

I had really good credit and was able to manage all of them just fine then had a really rough span of time and they all went through the roof. Now i am alot more stable and im able to get them taken care of but i dont know where to start and who to call because they all have been turned in to debt collectors. I would very much appreciate any advice. Rick

I thought I read somewhere where payday loans are not allowed in pennsylvania, How did I borrow legally then?

Ok so I have a few questions for anyone who will answer.... I need to know the best route for dealing with in-store payday loans. We have four out and have been doing this for 6 months at least.., we have more than paid in fees but it neverends. I know california laws states that there is only to be one loan per borrwer and that they souldn't be reoccuring. Do these places let you make a payment plan?? how the hell do you ever get out of this? My boyfriend deferred on an internet loan and now there is a collection agency saying we owe 605.00 when he borrowed 300.00.

I'm 28 years old. When I was younger I ended up creating alot of debt for myself in turn, really hurting my credit. Just recently, I had experianced fraud in my checking account which is costing me alot of money. I have pay day loans that I am able to keep current but with the fraud that has occured, I can't pay off my debts from years ago that are preventing me from having good credit.

Hi, I cosigned (BAD IDEA) on a student loan with my boyfirend so he could get a better interest rate. Our loan is with Key Bank. THe monthly payment is $800. Back in September, we tried to call and offered to pay half, the rep said no deal. Basically, they want a full payment or nothing. Well, we can;t afford 800 a month. Anyway, my boyfriend is going thru bankruptcy right now. Does anyone have any experience dealing with Key Bank and their student loan program?

After seaerching the internet, I stumbled upon this site. After reading a few posts, I see that many people too have been in my ugly, never-ending situation. I need advice. Back in January, I lost my pregnancy at 6 months and became very ill, thus taking a lot of time off work. To make ends meet, I got 2 payday loans. Then 3 more.

I am in NY with 15 payday loans - I can't do this anymore HELP! What are my options? Will they work with me?

i owe ~9000 and I have ~5000 in savings now. I want to pay off the debt in order to improve my credit. I am afraid of getting scammed by the creditors and would like some advice on the safest procedure for getting sucessful settlements that resolve the debt and either remove it from my credit report or at least mark it as paid. I am in CA. The debt is spread over 6 seperate accounts. the highest balance is 3000 and lowest is 300. No payments have been made since 2001 so I am well past the statue of limitations. what should my next step be?