I defaulted over 2 years ago on 3 payday loans for a total in excess of $1500. Haven't heard a peep from them in all that time.
They aren't reporting to the credit bureaus and they haven't contacted me in any way.
The status of these loans will impact my decision of whether to choose a master plan of bankruptcy, settelement, or consolidation.
It would be reckless to assume that these are just out of the picture. It also seems reckless to initiate contact, acknowledge debts, even possibly reset the SOL...
So, any suggestions on getting status of these outstanding loans??