i want to know if you can file for bankruptcy without risking losing your home, I'm in California

Anyone with a mitsubishi credit card? Where can I use? It is through HSBC.

I want to settle with my credit card company, with a one time payout. They are willing to reduce the amount by 20%. They also told me that it would hurt my credit score and stay on there for two years because I am settling for less. Is This true

How do I find out the original debtor? The garnishment is from a 10 year old debt. Is there any way to stop it after it has started?

If I settle with a credit company for 20% less than my balance , does that impact my credit report.I have been told by credit card company that it hurts your credit score for two years

I am disputing a check that National Opportunities, a payday lender presented to my bank, and cleared. Unfortunately, the stop payment crossed, so that is how this transaction on their end was successful. Fortunately, I have funds available, so I didn't incur any overdraft charges from the bank. I have filed a dispute with my bank and the DFI. Should I also email National Opportunities? With the check they cashed my loan is paid in full, but I don't know if I should send a request for refund letter (I've paid about $525 for a $300) or what.

I have a question that I haven't been able to find a clear answer on. I'm sure it's covered somewhere just haven't been able to find it. Anyway, in April I applied for a payday loan to several places (something I know better than to do now). Well I received an email from an EZLoansbyNet saying that I had been "approved" but I was to call their number back in 24 hours to finalize the loan. I DID NOT call them back because I had already gotten a loan with someone else.

this has appeared on my credit report, can't find tel# or address-could it be TRS/Telecheck is buying charged off acct as I did not write any bad checks