I've seen mentioned T&C.....can anyone give me their number so that i can see if they might can help me with PDL consolidation?? The stress of all this is driving me crazy!! So any help would be greatly appericated

This seems like a great site for those of us who have a problem with debt. It is a comforting feeling I'm not alone. Reading through many of these I see that many people have problems with payday loans. Why then are there PayDay Loan advertisements found on this website? Any insight would be appreciated. Thanks, Di

Here is the deal, I have 3 CC's I want to consolidate to 1 bill. BOA $8400 11.05% I pay $250-300per month currently WaMu $4000 10.83% I pay $150 per month currently Disc $1600 11.99% I pay $100 per month currently My problems is I am still using these CC's, I know I gotta tear them up. I called BOA Clean Sweep program, got approved for $15000 15.99% $383 month for 60 months.

I have 6 internet payday loans...they total in fees a month 900.00...once i pay they inital money i borrowed back plus their fee can i stop paying these legally? For example one company is B&L Marketing...borrowed $200.00 and their rollover fee is $60.00...(have paid the 60.00 twice now) once i have paid the full 260.00 can i stop paying? These are also being directly withdrawn from my bank account. Can I legally close account after all pdls are paid back what i borrowed?

i've reach up to 40,000 in credit debt. i'm making my payments on time, but would like to buy a new house in 2-3 years. how do i get rid of most of this debt without it making any damage to my credit score? my problem is i never leave enough money after paying bills to live on and the debt just increases. i'm getting better now that i've realized that i have a problem, but now i need to fix it. any suggestions?

I've gathered all my information on my outstanding loans. 3 I have decided to work out payment arrangements -Worldwide Cash, Cashnetusa, and Cashcentral. I need advice on these four: Geneva Roth -$200/paid $540 in fees National MoneyStore - $350/paid $350 Cashdirect Express - $200/paid $206 and owed by a CA now National Opportunities -$300/paid $237.50 Now about 2 I am undecided if I should let sleeping dogs lie: USFastCash I defaulted on months ago, and haven't received any collection calls.

Is it illegal to close by bank account, due to these payday loans, TX?

i've gotten myself into horrible credit card debt. i want to buy a new house in 2-3 years, but know it is not possible with all my debt? my credit score is still o.k b/c i keep making payments on time. is there a way to lower or get out of this debt that won't hurt my credit like bakruptcy?

I changed careers last year, but unfortunately took a major pay decrease. My bills remained the same and now I am in way over my head. 28 years old with absolute horrible credit with a recent repo. Man am I stressed!

Can i get some info on what i should do..i have quite a few charge offs. And i want to repair my credit..however is ther a difference between paid in full charge-off vs settlement