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PDL and Bank Help Please!!!!

18 years 8 months ago
My story isn’t much different from others I’ve seen on here but I need some advice. I got into trouble when I moved and had to come up with money for deposit, first and last and still make all my normal bills. I work for a non profit so I only get paid once a month and it’s gotten to the point now that when my last direct deposit went through not only did the loans take almost the whole check but ended up leaving me overdrawn by $500 when my rent went through. I have 5 Internet loans and one storefront.

 

Debt settlement on 2nd mortgage

18 years 8 months ago
I have a 2nd mortgage that remained unpaid following a foreclosure. At the the time the home was financed I was married. I'm now divorced. I do feel obligated to pay my share of this loan and I want to repair my credit score. We have an outstanding loan amount over 60,000 and I only feel obligated to pay half. My share. Is this even possible? How do I do it?

 

for Floridians with PDLs

18 years 8 months ago
I got an email from the Florida Division of Financial Services that all Internet Lenders making loans in the State of Florida must be licensed with the Division regardless of their physical location. I hope this info helps someone.

 

Lost my head

18 years 8 months ago
I was in a relationship for about 7 years, we had two kids. Everything got turned upside down when her mother died. Shortly before i had just lost my job. So, I relied on credit cards to get me out of the hump. Took me two months to find a new job and it did not pay what i was accustomed to. Me and my girlfriend ended up breakin up and she kicked me out of my house that i purchased. Ended up with another medical bill that i was unable to pay for. Now the bills keep staking up

 

Is this payday loan legal?

18 years 8 months ago
QUOTE:"GOVERNING LAW.The transactions related to loans will be deemed to have taken place in the offices of Mycashnow.comâ„¢ Inc. and according to the laws of Grenada, regardless of where you may be viewing or accessing this site." Does this qoute mean it doesn't matter if MyCash now is not licensed in Virginia?

 

Trying in getting some arrangments done

18 years 8 months ago
I took out a couple payday loans when my Fiancé was fired from his job, I was then forced to take out other payday loans just to pay the fees, eventually I got trapped and couldn’t even buy food for our kids. I closed the accounts, and have attempted to make payment arrangements with each company. However today May 29, 2007 a company called United Processing Legal Dept called me and told me that I will be arrested if I don’t pay 1800.00 the total for 3 loans, I am not able to that. My fiancé attempted to contact them and they told him 900.00 today and 900.00 next week.

 

refinance car loan

18 years 8 months ago
My credit rating its low 507 and I need to refinance my car !! I owe a bunch of credit cards and I first need to repair my credit before doing anything else..

 

Need to find out how many loans account I have opened?

18 years 8 months ago
Is there any way to find out how many open pay day loans account you have? I paid some of them off and I know there are ones that I still need to pay. Its been a crazy year for me and lost track of what I had opened.Cant find any paperwok either

 

calls on business line

18 years 8 months ago
My hubby & I own our own business, and the past week or so, I have been getting CA's calling for some guy I don't even know. I told them there is no one here by that name, but I am sure they will call back again this week. Is this the best way to handle this? Since they are calling my business line, I am not sure of the best way to get them to stop - this guy was never even an employee, never heard of him. I have in the past had CA calls for an ex -employee (long story he was a jerk) and I just told them he no longer worked for the company.

 

What can I do?

18 years 8 months ago
What can I do if my relative paid these people with her credit card because they called her and threatened to arrest me for fraud because i already have a record? Should she file a claim with her bank?