I have several debts in England, from when I was a student there. (I'm a US citizen, and I'm now back in the States working.) One of them is long-overdue (AMEX), and I've been contacted by a debt recovery service ("S.R.J. Debt Recoveries"). Apparently, while the amount I owe is 1900. pounds, there's a "full and final settlement offer" on the account of 1400. pounds.
I spoke with someone on the phone last week, and she was fairly pleasant (unusual, I know). She said if I pay 40. pounds by the end of the month, and if I pay off the 1400. pounds by the end of July, that'd be it.




