Hi All: I had lost my job this year and had to take out a few loans. I am sick. Please tell me if Beacon and ABL funding are legal? I am in Maryland and have paid Beacon since January at $89.00 roll over a pop. Yes, it is sickning. I know Soaplady had some format letters I could send over to these 2 in order to tell them to refund my fees and I know that they are not legal? Please help me:eek:

Hi! We bought our second home for 270k in 2006. We got an equity from our first home and was able to put about $60k down on our second house. Now, it's year 2012 and we still owe $183k on the house. The house is only worth $85k now. My husband makes less since joining the army. What's my option? I want to let go of the house but I don't want the IRS to go after me. What's my best option.

I have a rental property in Richmond, CA, can I continue to collect rent after I file for bankruptcy? Is there a us law or civil code? I hired a management company to rent my condo. Once I file bankruptcy (7 or 13) Is the contract nullified between the company and myself. The company has signed a rental agreement with a renter is that contract now nullified also? I want to continue collecting rent during this process. What is "lien stripping" can this be an option to keeping my property? Are all contracts void when filing a 13 or a 7. The company has a rental agreement with the renter.

hello i posted a forum about citibank also but i am here for a problem. i had citi bank stop payment many illegal lenders because my daughter is an attorney and told me that they were illegal and to not pay them. i had 7 differnet payday loans and some are paid over the original loan others not. citi bak reversed 45 days of payments so a few i think are under. one of them told me i am going to be thrown in jail for collateral check fraud because my bank account ach was the collateral on the loan and i have hidden it so it is fraud since citi closed my account.

Hi I need some help to get answers to a levy set against me which I received but I was not the person intended to receive it....the person who was to receive the levy has the same exact name as myself. Upon investergating the matter, I had seen the original judgment and it was modified by I believe the bank with a copy and paste situation and my social security number placed freehand on judgment.....my question is I need to find out who gave the bank my ss number...please help

Hello, I have a large student loan in the US, $34 000, which I have defaulted on. After making the payments for a few years I was no longer able to afford them and called to see if alternate payments could be arranged. I was told no and that I must continue making the same monthly payments. I did what I could for a while but ultimately stopped making the payments. I am aware this debt is going to collection in the US. Can they do anything other than harass me as I am in Canada (a Canadian citizen, living here permanently).

Any time you have an illegal loan and you have paid over principle to the lender, you should request a refund. For example, with a loan at the original principal of 200 dollars with 60 dollar finance fee, you may have had the loan "rolled over" ten times, thus resulting in an overpayment of 400 dollars (you would have paid 600). This means you should be not only following the normal illegal lender steps, but requesting a refund. Now, to be honest with you - in most cases it will not work out unless the lender is operating in the United States.

Is National Service Bureau licensed in the State of Florida ? thanks.. they are on my credit report for Magnum and I want to try and work with them to pay principal back only. the have an additional cost added in of about $450.00

Here is a letter that I sent to them (Palisades) today. --------------------------------------------------------------------------- In regards to: Account Number 6106238xxxxxxx Palisades Collection, LLC P.O. Box 1244 Dispute Department: Kenny Englewood Cliffs, NJ 07632 Dear Kenny, Subject: Attempt to Collect a Debt As I stated in my first correspondence to Palisades in a letter dated 11 July 2012, I am not the person you should be sending your demands to.

can you do debt mangement if its been turned over to a law office for collection