My wife and I started struggling about 10 months ago. we needed some cash fast to cover some expenses and get us out of a hole. So she took out a signature loan. A few months later we were in another bind so I took out a signature loan. Both have horrible interest rates and are dragging us down more and more making it extremely difficult to raise and support our daughter. We also have some credit card debt, hopspital bills and a small car loan we would like to consolidate to cut down our monthly payments and or pay off the debt more efficiently.


