I have some small unsecured debts 1396 for computer two credit cards total 1300 and a truck loan total of 5400 of which i have never missed a payment in nearly 4 years I purchased this truck under a payment shaver loan somewhat like a lease but i can use it to trade in or refinance the balance, the loan matures in may. I also have a home mortgage with a balance of 19400, that is woth approx. 36000 and am one month behind on payment. the delinquent computer and credit card accts. are keeping me from obtaining a home equity loan to consolidate my debts. in addition i have also rec.


