I have a daughter who has just graduated from college. She is looking for a job and has a part time job now. She has run up some credit card debt that has been given to a collection agency. She admits to being terrible with her money and says she cannot pay off her debts. We don't believe we should pay them off because it won't teach her anything. She needs some money management skills and she is not listening to us. Can you make some suggestions? She lives in Chicago. Thanks

Does anyone have a number for 4-SGQ Processing? I don't know who they are but they keep taking money out of my acct.

I want to get rid of my credit card debt. I am currently unemployed, and had surgery on my ankle.

How do you consolidate payday loans or get them to be considered paid in full. I have already told 2 companies that I am not paying them anymore and they said they will report me to data bases that handled payday loans. That is fine I never plan on using them again

Is there a debt consolidation company that will allow PDL's on their program?

received a collection letter from Mann Bracken. My creditor-the account they are collecting for now-was in a debt management program-but opted out-and sent it to Mann bracken. Can i still ask for validation/verification of debt-or a dispute letter-since it was in a Debt management program? What are my rights in this kind of situation? I have responded intially to them with a call-though i admitted to nothing.

More than a year ago, I went to the ER without insurance. I filed out all the paperwork to try and get help paying for the visit, but I never got any help. I ended up with 4 medical bill which total approximately $10,000. I work full-time, and I'm a full-time college student. Most of the money I make goes towards rent, car payment, insurance... By the end of the month I don't have much to pay off collections. So I've been trying to ignore it until I'm finished with school and have a better paying job. I called them and started a payment plan of $100 per month.

When i turned 18 i opened so many credit accounts that now im in debt and find myself spending sll my money on bills i want to pay off an cancel some of my cards and have 1 payment for my debts

Everyone should contact the Commision on Financial Regulations in their state.the address for MARYLAND is Maryland Commission on Financial Regulation @ 500 North Calvert Street,Room 402,Baltimore,MD 21202.Hopefully we can get this ball rolling on illegal pdls.

About 2 months ago I lost my job, it was a very stressful time for me. I had to use my credit cards for everything. I found myself in over my head. I now have a new job but with all the other bills I have to pay I find it impossible to pay my credit card payments. Please help.