Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

About collection agencies

18 years 10 months ago

About collection agencies When collectors are trained, many call centers require that the agent not give up control of the call. They are trained to be assertive, demanding, and to talk over the debtor during an argument. They are also taught to refer back to any and all possible consequences of non compliance. It is illegal for them to threaten any action they do not intend to or cannot take (a common, illegal threat is to prosecute the debtor for fraud).

 

midland marketing... anyone know their

18 years 10 months ago
midland marketing... anyone know their phone # and who they are affiliated with? Please email me asap@ Email removed per forum rules-Jason

 

where to send letter to credt card company

18 years 10 months ago
hi i was just wondering, i am starting my own negotiations with my credi card companies do i send my letters to yhere correspondance address and or there inquiry addy or do i call them up thank you

 

Validation letter not responded to

18 years 10 months ago
I sent a validation letter to a company claiming I owe them, but have not gotten a response. There is nothing on my credit scrores about this and if it did exist it was probably 15 or more years ago. What wouldbe my next step in the process? Thanks

 

outcome of negotiating with credit card companies

18 years 10 months ago
hi guys im in the beginning phase of writhing letters to my credit card companies to try to reach some type of agreementon my payments as i lost my job and having a hard time paying i was just wondering what some of your experiences have been doing it yourself and what kind of results did you get thank you

 

Tuition bill from 1999

18 years 10 months ago
I'm terribly glad I found this site. Hopefully it will be of some help to me. Here's my story: I just recieved a letter from NCO Financial Systems Inc stating I still owe $1597.00 for tution from when I was in school in 1999. It's a rather long story, but suffice it to say I knew at the time I had to pay but since the college never sent me any reminders concerning this bill, in time I just forgot about it. Now, over 7 years later, it pops up to haunt me. Do I have any recourse?

 

payday loan - tell I am filing bankruptcy?

18 years 10 months ago
Has anyone had any experience with telling a payday loan they are filing bankruptcy? Do they stop calling or keep on calling? It is a couple internet payday loans - we just closed our checking acct. and opened a new one. Thanks!

 

Medical debts, judgments

18 years 10 months ago
i have recently taken a look at my credit report, and would like to start cleaning it up. most of them are medical bills, with two judments...one of which has been taken care of. i also owe a college 1200. i was wondering if there was some help that i could get in taking care of this. my debts are minor, and i want to fix this asap.

 

I am about $20,000

18 years 10 months ago
I am about $20,000 or so unsecured debt and can't answer phone any more. paying both my wife's paycheck plus my disability retirement check and have refinanced 2x and credit is poor no money to spend on ourselves. waiting to collect checks and die

 

Mezey & Associates

18 years 10 months ago
I signed up with debt solutions for a debt consolication program. Wow! what a ripoff!!! After 6 months, I found out that Citibank, Macy's, AT&T and several other of my creditors have stopped participating in debt consolidation, a fact they failed to disclose to me when I originally signed up. After a lot of internet homework, I joined a debt settlement program offered by the law firm of Mezey & Associates and could not he happier! Not only are they settling my debt, but they're saving me about 55% across the board!