I got a letter from the irs about well fargo sending them a 8000 dollar charged off item the irs says it was undeclared income and now i owe taxes. I tried to call well fargo but was not able to get through. I did not have any dealing with them or wachovia at all i did have a car loan when they were atlantic bank back in 1995-96 that was repoed. Can they go that far back and say it was 2010 that the purchase date was in dec . The irs say to dispute it but i have not been able to get anything from the wells fargo office in portland oregan. Do you have any suggestions how to deal with it.

Any one heard of them? who do they represent?

I am being sued by Ozark Capitol Corporation for a debt they claim I owe from before 2002. I don't know what the debt is and it is not listed on my credit report. they have issued a writ of garnishment to my employer for over $5,000! I don't have anywhere neer that kind of money or that kind of debt! I have 20 days to reply but from what i have read about these people they are crooks and will do anything to make money. What should I do?

I am trying to get rid of my payday loans, but I've gotten so deep in the cycle I can't find a way out. Can I negotiate on my own or do I have to go through a debt consolidation company? I live in California. It seem like I'm living paycheck to paycheck. I have the following loans (principle balance): Ameriloan: $500. Internet TLCfast cash: $200 Internet Ace fast cash: $300 Internet Advance America $300 Check into cash: $300 Cash 1: $300 I would really appreciate some guidance. Thanks, Stephani

First Source keeps calling my cell phone using up all my minutes, and will not stop calling me. I do not have ANY debt whatsoever, for them to keep calling me as they do. Also the number that they call on, has never been given out to anyone other than family members. It is a shame that we have to be annoyed by such hideous predators like First Source Advantage. They should be closed down. These calls a couple time a week are eating up my minutes. I am on a prepaid plan so its costing me $$$$. Perhaps I should sue them in small claims to recover all the money they are costing me.

I took out a $500 loan with Austin Finance, a storefront company in Texas. I wrote them 5 postdated checks to repay the account. I made my first 2 payments via money order and they shredded the first 2 checks. The 3rd payment I could not make, and they deposited my check - written on a closed account. They are now threatening to file bad check charges and have a deputy visit me at my employer. I am in Texas. I know Texas does not generally allow bad checks to be filed for repay of loans. Anyone know this situation, with a closed account?

I have come a long way and it many years to clean up my debts. In 2005-2006 I fell on hard finncial times. After lots of letters and lots of paymnt plans, the past two years I have been debt free and just waiting for the last of negative accounrts that I could not get removed off my credit report to drop off I have a secured card with BOA which is approaching the one year mark when it will then be switched from secured to unsecured. I just spoke to an agent at BOA and she informed me a negative account was added to my credit report on June 1st of this year from Verizon.

when you check this companies colorado branch phone numbers as well as their hold message they make it sound like an energy company. is is first source energy llc isn't that illegal?

We received a letter for Midland Credit Management(MCM) for a Citibank card, the letter states that we failed to meet the payment arrangements. I would like to know the proper way to handle this situation. Please advise.

I received a call from a company by the name of Brown and Joseph in regards to a debt they say we owe. They claimed we received a letter from them and we didn't so I asked them to send it again via the mail and they would not. They stated that I needed to email them permission to email me another letter. How do I find out if they are real or a scam?