My son just called me to say that he needs to move back home because he "got in over his head." Once he explained what he meant, I was just floored. I had no idea anything like this even existed. Since I know nothing about PDLs, I ran a search and found this site and am hoping that someone here can help us, short of handing over the money. Haha!! Anyway, my son got a call from Jackson Phillips in Florida telling my son that they were going to send someone to his work to get the money and then they were going to persue legal action because Texas has a no tolerance policy.