I have a question that I'd like others opinions on:
Lets say you took out a pdl for say $300, and after a period of time had paid back say $1500. You then decide that you'e paid too much, but the lender still wants you to pay more.
You write them a letter saying they've over charged you and demand a refund, even though you've been advised that you are not entitled to a refund, since your state law allows this company to do what they did and charge what they want.
For some reason, the pdl decides to give you a refund, probably just to get you off their back.
Is this right?