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PDL Woes...

18 years 11 months ago
Afternoon all, I am so happy to be apart of this invaluable resource. Our story is as follows, my husband and I got behind on some bills...1 PDL led to another and now we just can't get away from them. :( We have no idea what to do or what we should do. We would like to consolidate them if possible. These are the ones we have and we live in the state of TN :( ... Crown Lending, Inc. United Cash Loans NetCashUSA EastSide Lenders Cash Direct Express PayDaySvc Northway Credit UpFrontCash This is so very embarrassing.

 

Bad Debt for Furniture Row with National Enterprise

18 years 11 months ago
:( Trying to settle a bad debt for Furniture Row with National Enterprise. On Feb 28 they were to pull $1800 to satify debt. They didnt so I called. It was said on Feb 26 Citibank pulled the account with them. What do I do now? I let other payments go to do this. Carole Virtanen

 

Getting a tax return and want to allocate it to my debts.

18 years 11 months ago
I am trying to get a handle on the best way to pay down debt and consolidate: 1. 67K in a HELOC at 8.5% 2. 13K in a CC at 12% 3. 14K on a 5 year car loan at 5.9% interest 4. $7640 returning to me in Fed taxes. How best should I allocate this money to pay down my debt? I also have good credit (700) and need to know if I should re-fi my heloc in to my 1st mortgage (Home Valued at $330k, owe $220k)

 

Settling for about 10%?

18 years 11 months ago
Okay, I have a certain credit card that is currently carrying a $27,000 balance (give or take a few dollars). However, I don't have the money to pay them back (monthly installments would be extreme) and I have been considering filing bankrupt, but I know that this is a big step and I also know that it is unfair for me to not pay them anything towards what I owe. Now, I was considering some of these debt settlement companies, but I don't think they would work because I'm quite sure that my payment history would still be reflecting negatively.

 

World Cash Corp

18 years 11 months ago
I just received this in my e-mail from the above, with no contact info of any kind. I do have my resume on a number of sites, but this response is very strange. Anyone else get anything like this? When I did a web search, it doesn't come up, but many pdls do. I thought that this was quite odd. Quote:
Dear xxx We have found your resume at monster.com We would like to suggest you a job of a Transfer Manager in our company.

 

deleted off of 2 but not Experian

18 years 11 months ago
hi, hope you can help. i had an account deleted off of TU and EQ but EX did not delete. is this normal? thanks.

 

DFI wants to know more on the lenders I am dealing with

18 years 11 months ago
Well I just received a phone call that I never thought I would receive. I had filed a complaint with the Arizona AG and I got a phone call from the Arizona department of Financial Instatutions requesting additional documentation on my complaints with PDL lenders over the internet. I gave them several names and none of course are able to business in Arizona or Licensed. They asked for hard copys of the contracts that were forwarded to me or mailed to me because they want to look into filing in court with a number of them.

 

consolidation of business cards

18 years 11 months ago
I am interested in investigating consolidation on two of my cards, both MBNA, one is personal, one is business. The business card is listed under my LLC with my ss#. I spoke with one company, Debtsynergy, who said it is not possible to get business card debt into a debt management plan. I'm not sure if consolidation is the same thing, and if this is true, but I'd like some input. I realize they are or soon will be Bank of America. My personal has about $50K owed, my business about $25K. I know no one is judgemental here, but we've had a few business ventures go bad. Thanks for the help.

 

Bennett and Deloney

18 years 11 months ago
I have a file with these people, however I am unable to pay the amount due which is 300.00 for checks that were written last year. They drafted my account however the funds were no longer there due to other bills being drafted. I set up a payment arrangement, unfortunately I never heard of this isght prior to it, I was unable to pay the arrangement. They gave me another opportunity however I am still unable to pay due to my husband losing his job!. What can I do at this point. Im scared I am going to go to jail. I'm positive that they will not work with me. Please help!!!

 

Phone number of T&C

18 years 11 months ago
Can someone PM me their number please? Thanks in advance!