Recently, I have suffered from a condition that is putting me out of work. I am trying to start my own home business to supplement income, but we are now running into alot of trouble with just one income. Due to medical bills, groceries, and other bills our credit card and loan amounts have become about $60,000 in all debts including vehicle, GE Loan, and credit cards. Is there any help for us with the debt settlement? We are now paying in about $1200 dollars a month for this debt and we are now falling behind and having to use our credit cards to pay for other monthly bills.