Should I fill out Form 433-A along with Form 656 to apply for Offer in Compromise?

Hello Debt Samaritan, Keep your biased opinions to yourself. Just because you make your lively hood from lying to people about their rights does not make them correct.

A couple of years ago I rented a car for work. My company arranged for it and it was put on my company credit card. I was in a small accident with it and the car rental company told me they'd file a claim. I was later told that I had to start the process for them with my corporate card, which I called and did. Now I'm getting calls from a collections agency, telling me that the claim was never processed. The way their letter phrased it was interesting.

This kind of story is probably common, but I'll tell it anyway. I was surprised by divorce papers one day at home. I quickly found that the checking and savings accounts had been drained and that my credit card had been used by my ex (legally) until nearly maxed out. She used most of our budgeted money to put a nice cushion on her cards. The divorce lasted almost two years, and in the last 6 months of it I suddenly found myself laid off. Something had to give - it was either stop paying my bills or starve.

Thanks for the info. Anything on Venture Zur or Instant Payday Advance?

I was watching Geraldo at Large a few nights ago and one of the things that a debt analyst recommended to eliminate high credit card balances was to request the credit card give you a reduced interest rate. Has anyone ever tried to contact their credit card company to see if they could get a lower interest rate on your credit card? Is there such a method that can be used?

How do I get rid of these people? I paid them what I owed them (principal and LEGAL interest) which they agreed to verbally ( I couldn't ever get anything in writing). Now two weeks later this: How do I get rid of these people from harassing me. They called my boss at work!

I sign the papers on yesterday evening 1/11/07. I have been trying to contact someone but I have not been successful.

Hi Stan Wish you Happy Birth Day.

Tell me please addresses of citibank's branches at Connecticut, USA