Received a letter on Dec. 28, 2006 in an attempt to collect $6,377.09 from a First Union Visa card dating back to 1997. This debt was paid and considered closed after an agreed settlement by myself and First Union Card. My debt $3,400 and I offered to pay $3,000 by check that day. The offered was accepted and confirmed and the account would be considered paid and closed. I have no documentation to show for. But I never received another statement from them so I left it alone (I know). Now I get this letter. What to do, thank you
Monica Perez