i have a question...
i was unemployed for several months and applied for and got several credit cards. i ran up debts near 10,000 dollars. i do not make much money.
are these debts too recent to be considered in a debt consolodation loan?
I meet with my debt consolodation person next week and i'm afraid she'll say i got the credit under false circumstances (which i did) and that it is bank fraud, not eligible for a debt consolodation loan. does anyone know the answer? please comment as I am nervous.